Call reports 2020
FIRST TEXOMA NATIONAL BANK — 2020
What FIRST TEXOMA NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 187,752,000 | 203,703,000 | 208,238,000 | 209,585,000 |
| Total loans | 154,452,000 | 150,039,000 | 147,441,000 | 142,497,000 |
| Allowance for loan losses | 2,265,000 | 2,254,000 | 2,186,000 | 2,146,000 |
| Securities available for sale | 19,352,000 | 35,838,000 | 45,833,000 | 50,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,574,000 | 181,740,000 | 185,173,000 | 186,152,000 |
| Interest-bearing deposits | 112,447,000 | 117,455,000 | 117,480,000 | 119,215,000 |
| Noninterest-bearing deposits | 54,127,000 | 64,285,000 | 67,693,000 | 66,937,000 |
| Equity capital | 20,713,000 | 21,204,000 | 22,183,000 | 22,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,259,000 | 4,487,000 | 6,589,000 | 8,584,000 |
| Interest expense | 240,000 | 465,000 | 636,000 | 780,000 |
| Net interest income | 2,019,000 | 4,022,000 | 5,953,000 | 7,804,000 |
| Noninterest income | 389,000 | 718,000 | 1,621,000 | 1,975,000 |
| Noninterest expense | 1,910,000 | 3,672,000 | 5,447,000 | 7,150,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 352,000 |
| Pretax income | 328,000 | 898,000 | 1,965,000 | 2,415,000 |
| Income tax | 80,000 | 207,000 | 454,000 | 555,000 |
| Net income | 248,000 | 691,000 | 1,511,000 | 1,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,008,000 | 20,451,000 | 21,271,000 | 21,620,000 |
| Total capital | 21,743,000 | 22,224,000 | 23,039,000 | 23,349,000 |
| Risk-weighted assets | 138,339,000 | 141,388,000 | 141,039,000 | 137,867,000 |