Call reports 2019
FIRST TEXOMA NATIONAL BANK — 2019
What FIRST TEXOMA NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 177,811,000 | 180,178,000 | 184,013,000 | 185,533,000 |
| Total loans | 146,115,000 | 147,317,000 | 147,845,000 | 152,357,000 |
| Allowance for loan losses | 1,972,000 | 1,969,000 | 1,952,000 | 1,981,000 |
| Securities available for sale | 14,148,000 | 17,245,000 | 20,483,000 | 20,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,680,000 | 158,348,000 | 161,672,000 | 164,714,000 |
| Interest-bearing deposits | 107,008,000 | 108,631,000 | 110,222,000 | 109,371,000 |
| Noninterest-bearing deposits | 49,672,000 | 49,717,000 | 51,450,000 | 55,343,000 |
| Equity capital | 20,522,000 | 21,157,000 | 21,823,000 | 20,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,275,000 | 6,490,000 | 8,803,000 |
| Interest expense | 193,000 | 406,000 | 666,000 | 922,000 |
| Net interest income | 1,895,000 | 3,869,000 | 5,824,000 | 7,881,000 |
| Noninterest income | 471,000 | 898,000 | 1,340,000 | 1,802,000 |
| Noninterest expense | 1,722,000 | 3,469,000 | 5,199,000 | 7,012,000 |
| Provision for loan losses | 0 | 0 | 0 | 224,000 |
| Pretax income | 644,000 | 1,298,000 | 1,982,000 | 2,464,000 |
| Income tax | 150,000 | 315,000 | 374,000 | 466,000 |
| Net income | 494,000 | 983,000 | 1,608,000 | 1,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,056,000 | 20,547,000 | 21,052,000 | 19,760,000 |
| Total capital | 21,687,000 | 22,186,000 | 22,748,000 | 21,469,000 |
| Risk-weighted assets | 130,194,000 | 130,643,000 | 135,443,000 | 136,516,000 |