Call reports 2018
FIRST TEXOMA NATIONAL BANK — 2018
What FIRST TEXOMA NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 173,058,000 | 177,566,000 | 180,897,000 | 176,609,000 |
| Total loans | 140,360,000 | 144,478,000 | 145,315,000 | 144,000,000 |
| Allowance for loan losses | 1,980,000 | 1,980,000 | 1,977,000 | 1,960,000 |
| Securities available for sale | 22,557,000 | 21,439,000 | 20,164,000 | 18,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,797,000 | 156,663,000 | 159,439,000 | 156,244,000 |
| Interest-bearing deposits | 103,248,000 | 104,967,000 | 109,555,000 | 105,893,000 |
| Noninterest-bearing deposits | 49,549,000 | 51,696,000 | 49,884,000 | 50,351,000 |
| Equity capital | 20,084,000 | 20,574,000 | 21,173,000 | 19,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,892,000 | 3,873,000 | 5,926,000 | 8,029,000 |
| Interest expense | 107,000 | 231,000 | 370,000 | 543,000 |
| Net interest income | 1,785,000 | 3,642,000 | 5,556,000 | 7,486,000 |
| Noninterest income | 427,000 | 892,000 | 1,324,000 | 1,775,000 |
| Noninterest expense | 1,594,000 | 3,174,000 | 4,767,000 | 6,702,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 618,000 | 1,360,000 | 2,113,000 | 2,472,000 |
| Income tax | 145,000 | 327,000 | 446,000 | 536,000 |
| Net income | 473,000 | 1,033,000 | 1,667,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,767,000 | 20,259,000 | 20,893,000 | 19,562,000 |
| Total capital | 21,347,000 | 21,889,000 | 22,523,000 | 21,184,000 |
| Risk-weighted assets | 126,015,000 | 130,114,000 | 130,122,000 | 129,434,000 |