Call reports 2017
FIRST TEXOMA NATIONAL BANK — 2017
What FIRST TEXOMA NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,886,000 | 175,078,000 | 176,816,000 | 172,609,000 |
| Total loans | 132,010,000 | 132,974,000 | 132,802,000 | 137,540,000 |
| Allowance for loan losses | 2,073,000 | 2,032,000 | 2,019,000 | 1,982,000 |
| Securities available for sale | 18,457,000 | 19,498,000 | 23,597,000 | 24,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,823,000 | 154,747,000 | 156,221,000 | 152,782,000 |
| Interest-bearing deposits | 105,860,000 | 106,087,000 | 108,332,000 | 102,783,000 |
| Noninterest-bearing deposits | 46,963,000 | 48,660,000 | 47,889,000 | 49,999,000 |
| Equity capital | 19,932,000 | 20,128,000 | 20,467,000 | 19,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,731,000 | 3,530,000 | 5,386,000 | 7,271,000 |
| Interest expense | 99,000 | 203,000 | 308,000 | 410,000 |
| Net interest income | 1,632,000 | 3,327,000 | 5,078,000 | 6,861,000 |
| Noninterest income | 403,000 | 738,000 | 1,162,000 | 1,582,000 |
| Noninterest expense | 1,739,000 | 3,389,000 | 5,035,000 | 6,727,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 296,000 | 676,000 | 1,233,000 | 1,744,000 |
| Income tax | 99,000 | 224,000 | 421,000 | 595,000 |
| Net income | 197,000 | 452,000 | 812,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,427,000 | 19,597,000 | 19,957,000 | 19,294,000 |
| Total capital | 20,859,000 | 21,071,000 | 21,457,000 | 20,852,000 |
| Risk-weighted assets | 113,982,000 | 117,389,000 | 119,513,000 | 124,242,000 |