Call reports 2016
FIRST TEXOMA NATIONAL BANK — 2016
What FIRST TEXOMA NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 165,885,000 | 166,962,000 | 169,748,000 | 169,868,000 |
| Total loans | 130,598,000 | 128,618,000 | 130,904,000 | 133,420,000 |
| Allowance for loan losses | 2,138,000 | 2,130,000 | 2,119,000 | 2,102,000 |
| Securities available for sale | 20,199,000 | 19,339,000 | 17,690,000 | 19,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,745,000 | 146,344,000 | 148,826,000 | 150,052,000 |
| Interest-bearing deposits | 103,174,000 | 104,226,000 | 104,001,000 | 105,453,000 |
| Noninterest-bearing deposits | 42,571,000 | 42,118,000 | 44,825,000 | 44,599,000 |
| Equity capital | 20,029,000 | 20,319,000 | 20,563,000 | 19,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,425,000 | 5,164,000 | 6,990,000 |
| Interest expense | 70,000 | 157,000 | 246,000 | 339,000 |
| Net interest income | 1,631,000 | 3,268,000 | 4,918,000 | 6,651,000 |
| Noninterest income | 479,000 | 957,000 | 1,401,000 | 2,240,000 |
| Noninterest expense | 1,659,000 | 3,289,000 | 4,993,000 | 6,582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 451,000 | 936,000 | 1,326,000 | 2,309,000 |
| Income tax | 58,000 | 252,000 | 390,000 | 714,000 |
| Net income | 393,000 | 684,000 | 936,000 | 1,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,311,000 | 19,719,000 | 19,970,000 | 19,113,000 |
| Total capital | 20,778,000 | 21,176,000 | 21,450,000 | 20,594,000 |
| Risk-weighted assets | 116,645,000 | 115,926,000 | 117,775,000 | 117,887,000 |