Call reports 2015
FIRST TEXOMA NATIONAL BANK — 2015
What FIRST TEXOMA NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 159,625,000 | 158,115,000 | 161,095,000 | 163,822,000 |
| Total loans | 110,123,000 | 113,319,000 | 122,134,000 | 129,782,000 |
| Allowance for loan losses | 2,194,000 | 1,837,000 | 1,825,000 | 2,180,000 |
| Securities available for sale | 26,359,000 | 26,580,000 | 24,023,000 | 20,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,018,000 | 138,870,000 | 135,607,000 | 144,112,000 |
| Interest-bearing deposits | 99,018,000 | 97,631,000 | 93,257,000 | 102,460,000 |
| Noninterest-bearing deposits | 42,000,000 | 41,239,000 | 42,350,000 | 41,652,000 |
| Equity capital | 18,375,000 | 19,109,000 | 19,403,000 | 19,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 3,001,000 | 4,753,000 | 6,481,000 |
| Interest expense | 52,000 | 100,000 | 147,000 | 206,000 |
| Net interest income | 1,414,000 | 2,901,000 | 4,606,000 | 6,275,000 |
| Noninterest income | 742,000 | 1,169,000 | 1,609,000 | 2,169,000 |
| Noninterest expense | 1,578,000 | 3,238,000 | 4,965,000 | 6,834,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 578,000 | 832,000 | 1,250,000 | 1,608,000 |
| Income tax | 0 | -548,000 | -405,000 | -286,000 |
| Net income | 578,000 | 1,380,000 | 1,655,000 | 1,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,719,000 | 18,401,000 | 18,675,000 | 18,914,000 |
| Total capital | 19,001,000 | 19,721,000 | 20,092,000 | 20,413,000 |
| Risk-weighted assets | 100,707,000 | 105,024,000 | 112,901,000 | 119,243,000 |