Call reports 2018
KITSAP BANK — 2018
What KITSAP BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,147,973,000 | 1,147,978,000 | 1,147,486,000 | 1,136,184,000 |
| Total loans | 688,416,000 | 708,172,000 | 730,254,000 | 740,157,000 |
| Allowance for loan losses | 7,524,000 | 7,647,000 | 7,983,000 | 7,937,000 |
| Securities available for sale | 341,665,000 | 334,176,000 | 320,982,000 | 280,989,000 |
| Securities held to maturity | 3,261,000 | 3,226,000 | 3,177,000 | 2,884,000 |
| Trading assets | 220,000 | 290,000 | 346,000 | 158,000 |
| Total deposits | 1,008,994,000 | 1,007,194,000 | 1,006,844,000 | 1,001,447,000 |
| Interest-bearing deposits | 662,522,000 | 663,402,000 | 659,978,000 | 664,834,000 |
| Noninterest-bearing deposits | 346,472,000 | 343,792,000 | 346,866,000 | 336,613,000 |
| Equity capital | 123,062,000 | 124,794,000 | 124,994,000 | 119,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,891,000 | 22,130,000 | 34,050,000 | 46,220,000 |
| Interest expense | 137,000 | 332,000 | 566,000 | 875,000 |
| Net interest income | 10,754,000 | 21,798,000 | 33,484,000 | 45,345,000 |
| Noninterest income | 2,123,000 | 4,320,000 | 6,595,000 | 8,695,000 |
| Noninterest expense | 9,364,000 | 18,888,000 | 28,827,000 | 38,635,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 3,438,000 | 7,035,000 | 10,850,000 | 14,283,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,438,000 | 7,035,000 | 10,850,000 | 14,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,884,000 | 109,586,000 | 112,269,000 | 103,866,000 |
| Total capital | 114,408,000 | 117,233,000 | 120,252,000 | 111,803,000 |
| Risk-weighted assets | 788,177,000 | 805,314,000 | 824,680,000 | 817,987,000 |