Call reports 2017
KITSAP BANK — 2017
What KITSAP BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,140,057,000 | 1,150,770,000 | 1,163,893,000 | 1,137,588,000 |
| Total loans | 629,159,000 | 639,215,000 | 634,796,000 | 655,928,000 |
| Allowance for loan losses | 6,998,000 | 7,036,000 | 7,111,000 | 7,243,000 |
| Securities available for sale | 380,762,000 | 373,257,000 | 397,491,000 | 376,842,000 |
| Securities held to maturity | 2,203,000 | 2,172,000 | 2,125,000 | 1,872,000 |
| Trading assets | 62,000 | 105,000 | 87,000 | 31,000 |
| Total deposits | 1,006,129,000 | 1,010,684,000 | 1,024,671,000 | 995,335,000 |
| Interest-bearing deposits | 692,206,000 | 682,126,000 | 678,312,000 | 656,756,000 |
| Noninterest-bearing deposits | 313,923,000 | 328,558,000 | 346,359,000 | 338,579,000 |
| Equity capital | 118,515,000 | 124,009,000 | 125,199,000 | 126,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,023,000 | 20,276,000 | 30,985,000 | 41,853,000 |
| Interest expense | 169,000 | 316,000 | 448,000 | 572,000 |
| Net interest income | 9,854,000 | 19,960,000 | 30,537,000 | 41,281,000 |
| Noninterest income | 2,000,000 | 4,016,000 | 6,106,000 | 8,311,000 |
| Noninterest expense | 8,756,000 | 17,463,000 | 26,452,000 | 35,709,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 3,008,000 | 6,465,000 | 10,053,000 | 13,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,008,000 | 6,465,000 | 10,053,000 | 13,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,946,000 | 100,438,000 | 102,644,000 | 104,919,000 |
| Total capital | 104,944,000 | 107,474,000 | 109,755,000 | 112,162,000 |
| Risk-weighted assets | 727,459,000 | 731,939,000 | 741,348,000 | 759,882,000 |