Call reports 2016
KITSAP BANK — 2016
What KITSAP BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,117,882,000 | 1,121,796,000 | 1,150,083,000 | 1,130,534,000 |
| Total loans | 592,858,000 | 599,408,000 | 605,539,000 | 623,536,000 |
| Allowance for loan losses | 6,834,000 | 6,846,000 | 6,848,000 | 6,897,000 |
| Securities available for sale | 389,732,000 | 397,677,000 | 409,343,000 | 386,332,000 |
| Securities held to maturity | 2,536,000 | 2,507,000 | 2,462,000 | 2,203,000 |
| Trading assets | 0 | 0 | 673,000 | 120,000 |
| Total deposits | 988,798,000 | 982,938,000 | 1,010,952,000 | 1,001,125,000 |
| Interest-bearing deposits | 695,667,000 | 682,635,000 | 684,443,000 | 688,308,000 |
| Noninterest-bearing deposits | 293,131,000 | 300,303,000 | 326,509,000 | 312,817,000 |
| Equity capital | 117,038,000 | 126,528,000 | 125,529,000 | 114,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,109,000 | 18,476,000 | 28,169,000 | 37,956,000 |
| Interest expense | 289,000 | 558,000 | 775,000 | 959,000 |
| Net interest income | 8,820,000 | 17,918,000 | 27,394,000 | 36,997,000 |
| Noninterest income | 2,138,000 | 4,280,000 | 6,457,000 | 8,509,000 |
| Noninterest expense | 8,148,000 | 16,414,000 | 25,059,000 | 33,827,000 |
| Provision for loan losses | 0 | 0 | 0 | 56,000 |
| Pretax income | 2,877,000 | 6,038,000 | 9,118,000 | 11,831,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,877,000 | 6,038,000 | 9,118,000 | 11,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,269,000 | 92,824,000 | 94,775,000 | 96,657,000 |
| Total capital | 97,159,000 | 99,726,000 | 101,679,000 | 103,554,000 |
| Risk-weighted assets | 699,484,000 | 706,950,000 | 710,162,000 | 720,167,000 |