Call reports 2015
KITSAP BANK — 2015
What KITSAP BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 994,481,000 | 1,005,481,000 | 1,111,872,000 | 1,088,461,000 |
| Total loans | 487,518,000 | 489,046,000 | 570,180,000 | 583,981,000 |
| Allowance for loan losses | 6,791,000 | 6,758,000 | 6,899,000 | 6,833,000 |
| Securities available for sale | 382,066,000 | 365,181,000 | 385,386,000 | 393,900,000 |
| Securities held to maturity | 3,443,000 | 3,409,000 | 3,361,000 | 2,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 874,023,000 | 886,653,000 | 988,897,000 | 964,034,000 |
| Interest-bearing deposits | 640,321,000 | 639,048,000 | 695,186,000 | 692,457,000 |
| Noninterest-bearing deposits | 233,702,000 | 247,605,000 | 293,711,000 | 271,577,000 |
| Equity capital | 109,356,000 | 107,412,000 | 110,556,000 | 112,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,486,000 | 15,131,000 | 23,096,000 | 32,206,000 |
| Interest expense | 449,000 | 833,000 | 1,198,000 | 1,535,000 |
| Net interest income | 7,037,000 | 14,298,000 | 21,898,000 | 30,671,000 |
| Noninterest income | 1,808,000 | 3,905,000 | 5,921,000 | 8,190,000 |
| Noninterest expense | 7,228,000 | 14,456,000 | 22,053,000 | 30,184,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,821,000 | 3,964,000 | 5,983,000 | 9,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,821,000 | 3,964,000 | 5,983,000 | 9,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,326,000 | 90,006,000 | 84,943,000 | 88,891,000 |
| Total capital | 95,173,000 | 96,820,000 | 91,899,000 | 95,780,000 |
| Risk-weighted assets | 593,480,000 | 604,085,000 | 682,912,000 | 691,834,000 |