Call reports 2013
KITSAP BANK — 2013
What KITSAP BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 920,280,000 | 911,785,000 | 936,161,000 | 922,440,000 |
| Total loans | 424,777,000 | 429,009,000 | 440,208,000 | 438,080,000 |
| Allowance for loan losses | 7,163,000 | 7,344,000 | 7,464,000 | 7,048,000 |
| Securities available for sale | 363,854,000 | 360,230,000 | 358,735,000 | 369,853,000 |
| Securities held to maturity | 3,576,000 | 4,222,000 | 4,179,000 | 3,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 804,266,000 | 807,112,000 | 829,944,000 | 817,623,000 |
| Interest-bearing deposits | 619,388,000 | 631,875,000 | 638,882,000 | 628,745,000 |
| Noninterest-bearing deposits | 184,878,000 | 175,237,000 | 191,062,000 | 188,878,000 |
| Equity capital | 101,928,000 | 93,995,000 | 94,778,000 | 94,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,898,000 | 13,602,000 | 20,378,000 | 27,595,000 |
| Interest expense | 835,000 | 1,598,000 | 2,333,000 | 3,019,000 |
| Net interest income | 6,063,000 | 12,004,000 | 18,045,000 | 24,576,000 |
| Noninterest income | 1,998,000 | 3,783,000 | 5,704,000 | 7,232,000 |
| Noninterest expense | 7,057,000 | 13,674,000 | 20,299,000 | 26,922,000 |
| Provision for loan losses | 9,000 | 31,000 | 25,000 | 20,000 |
| Pretax income | 1,278,000 | 2,601,000 | 3,944,000 | 5,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,278,000 | 2,601,000 | 3,944,000 | 5,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,599,000 | 82,030,000 | 82,735,000 | 83,738,000 |
| Total capital | 88,142,000 | 88,606,000 | 89,561,000 | 90,540,000 |
| Risk-weighted assets | 522,745,000 | 525,279,000 | 545,374,000 | 543,883,000 |