Call reports 2012
KITSAP BANK — 2012
What KITSAP BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 906,952,000 | 910,267,000 | 908,662,000 | 921,724,000 |
| Total loans | 434,972,000 | 428,249,000 | 410,169,000 | 425,435,000 |
| Allowance for loan losses | 7,595,000 | 7,583,000 | 7,538,000 | 7,146,000 |
| Securities available for sale | 371,428,000 | 372,557,000 | 393,912,000 | 384,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 3,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 775,632,000 | 779,511,000 | 790,493,000 | 805,284,000 |
| Interest-bearing deposits | 614,019,000 | 611,628,000 | 617,629,000 | 623,085,000 |
| Noninterest-bearing deposits | 161,613,000 | 167,883,000 | 172,864,000 | 182,199,000 |
| Equity capital | 103,974,000 | 102,567,000 | 103,457,000 | 101,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,396,000 | 16,850,000 | 24,814,000 | 32,214,000 |
| Interest expense | 1,175,000 | 2,313,000 | 3,366,000 | 4,265,000 |
| Net interest income | 7,221,000 | 14,537,000 | 21,448,000 | 27,949,000 |
| Noninterest income | 1,662,000 | 2,893,000 | 4,998,000 | 6,966,000 |
| Noninterest expense | 6,755,000 | 13,751,000 | 20,980,000 | 27,858,000 |
| Provision for loan losses | 403,000 | 403,000 | 401,000 | 378,000 |
| Pretax income | 1,725,000 | 3,962,000 | 6,156,000 | 7,790,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,725,000 | 3,962,000 | 6,156,000 | 7,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,807,000 | 79,927,000 | 80,807,000 | 81,143,000 |
| Total capital | 86,335,000 | 86,455,000 | 87,142,000 | 87,629,000 |
| Risk-weighted assets | 521,115,000 | 521,169,000 | 505,556,000 | 518,159,000 |