Call reports 2011
KITSAP BANK — 2011
What KITSAP BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 890,387,000 | 905,311,000 | 925,890,000 | 903,902,000 |
| Total loans | 454,353,000 | 454,061,000 | 446,299,000 | 437,378,000 |
| Allowance for loan losses | 7,041,000 | 7,356,000 | 7,712,000 | 7,470,000 |
| Securities available for sale | 317,281,000 | 330,201,000 | 346,261,000 | 352,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 755,594,000 | 764,011,000 | 781,700,000 | 775,327,000 |
| Interest-bearing deposits | 606,864,000 | 612,440,000 | 622,192,000 | 618,456,000 |
| Noninterest-bearing deposits | 148,730,000 | 151,571,000 | 159,508,000 | 156,871,000 |
| Equity capital | 91,138,000 | 97,908,000 | 100,555,000 | 100,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,932,000 | 17,907,000 | 26,938,000 | 35,782,000 |
| Interest expense | 1,680,000 | 3,289,000 | 4,818,000 | 6,156,000 |
| Net interest income | 7,252,000 | 14,618,000 | 22,120,000 | 29,626,000 |
| Noninterest income | 1,773,000 | 3,137,000 | 4,111,000 | 5,938,000 |
| Noninterest expense | 7,147,000 | 13,571,000 | 19,935,000 | 27,691,000 |
| Provision for loan losses | 592,000 | 1,192,000 | 1,798,000 | 2,398,000 |
| Pretax income | 1,461,000 | 3,593,000 | 5,705,000 | 7,500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,461,000 | 3,593,000 | 5,705,000 | 7,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,303,000 | 76,016,000 | 76,971,000 | 78,075,000 |
| Total capital | 78,809,000 | 82,708,000 | 83,650,000 | 84,642,000 |
| Risk-weighted assets | 532,771,000 | 534,627,000 | 533,218,000 | 524,374,000 |