Call reports 2010
KITSAP BANK — 2010
What KITSAP BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 892,227,000 | 906,672,000 | 908,991,000 | 887,778,000 |
| Total loans | 529,649,000 | 522,119,000 | 488,109,000 | 465,830,000 |
| Allowance for loan losses | 9,682,000 | 9,824,000 | 8,722,000 | 6,783,000 |
| Securities available for sale | 214,293,000 | 240,787,000 | 264,237,000 | 301,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 745,339,000 | 758,459,000 | 758,723,000 | 756,447,000 |
| Interest-bearing deposits | 604,638,000 | 616,801,000 | 614,811,000 | 608,262,000 |
| Noninterest-bearing deposits | 140,701,000 | 141,658,000 | 143,912,000 | 148,185,000 |
| Equity capital | 83,142,000 | 84,880,000 | 86,705,000 | 88,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,727,000 | 19,337,000 | 28,747,000 | 37,893,000 |
| Interest expense | 2,314,000 | 4,609,000 | 6,806,000 | 8,709,000 |
| Net interest income | 7,413,000 | 14,728,000 | 21,941,000 | 29,184,000 |
| Noninterest income | 1,522,000 | 3,060,000 | 4,407,000 | 5,601,000 |
| Noninterest expense | 7,259,000 | 14,293,000 | 21,364,000 | 28,794,000 |
| Provision for loan losses | 1,275,000 | 2,425,000 | 3,624,000 | 4,422,000 |
| Pretax income | 401,000 | 1,366,000 | 1,842,000 | 2,641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 417,000 | 1,133,000 | 1,609,000 | 2,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,054,000 | 65,052,000 | 65,492,000 | 69,046,000 |
| Total capital | 72,612,000 | 72,514,000 | 72,584,000 | 75,849,000 |
| Risk-weighted assets | 602,484,000 | 594,528,000 | 565,697,000 | 544,207,000 |