Call reports 2009
KITSAP BANK — 2009
What KITSAP BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 823,018,000 | 975,082,000 | 922,244,000 | 885,959,000 |
| Total loans | 637,660,000 | 606,248,000 | 580,277,000 | 547,792,000 |
| Allowance for loan losses | 6,601,000 | 6,215,000 | 7,178,000 | 10,034,000 |
| Securities available for sale | 104,637,000 | 203,059,000 | 250,953,000 | 198,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,172,000 | 795,803,000 | 748,692,000 | 740,808,000 |
| Interest-bearing deposits | 517,589,000 | 667,793,000 | 615,769,000 | 597,637,000 |
| Noninterest-bearing deposits | 107,583,000 | 128,010,000 | 132,923,000 | 143,171,000 |
| Equity capital | 84,177,000 | 84,539,000 | 86,951,000 | 81,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,715,000 | 21,314,000 | 32,395,000 | 42,915,000 |
| Interest expense | 3,310,000 | 6,742,000 | 9,754,000 | 12,422,000 |
| Net interest income | 7,405,000 | 14,572,000 | 22,641,000 | 30,493,000 |
| Noninterest income | 1,159,000 | 2,520,000 | 3,868,000 | 5,146,000 |
| Noninterest expense | 6,554,000 | 13,608,000 | 21,155,000 | 28,796,000 |
| Provision for loan losses | 1,050,000 | 2,300,000 | 4,800,000 | 11,359,000 |
| Pretax income | 960,000 | 1,184,000 | 554,000 | -3,051,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 976,000 | 1,153,000 | 507,000 | -2,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,623,000 | 69,504,000 | 68,914,000 | 65,033,000 |
| Total capital | 76,224,000 | 75,719,000 | 76,092,000 | 72,735,000 |
| Risk-weighted assets | 668,250,000 | 677,917,000 | 646,335,000 | 613,801,000 |