Call reports 2005
KITSAP BANK — 2005
What KITSAP BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 580,970,000 | 601,591,000 | 642,105,000 | 614,652,000 |
| Total loans | 456,338,000 | 474,400,000 | 490,274,000 | 503,109,000 |
| Allowance for loan losses | 4,695,000 | 4,850,000 | 5,014,000 | 5,159,000 |
| Securities available for sale | 45,438,000 | 45,283,000 | 46,314,000 | 49,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,304,000 | 507,581,000 | 542,849,000 | 503,265,000 |
| Interest-bearing deposits | 385,438,000 | 403,895,000 | 416,695,000 | 398,474,000 |
| Noninterest-bearing deposits | 102,866,000 | 103,686,000 | 126,154,000 | 104,791,000 |
| Equity capital | 56,140,000 | 57,672,000 | 58,492,000 | 59,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,164,000 | 16,899,000 | 26,328,000 | 36,076,000 |
| Interest expense | 1,524,000 | 3,233,000 | 5,155,000 | 7,321,000 |
| Net interest income | 6,640,000 | 13,666,000 | 21,173,000 | 28,755,000 |
| Noninterest income | 1,249,000 | 2,526,000 | 3,860,000 | 5,152,000 |
| Noninterest expense | 5,683,000 | 11,337,000 | 17,289,000 | 23,148,000 |
| Provision for loan losses | 140,000 | 290,000 | 440,000 | 660,000 |
| Pretax income | 2,066,000 | 4,565,000 | 7,304,000 | 10,099,000 |
| Income tax | 0 | 0 | -9,000 | -9,000 |
| Net income | 2,066,000 | 4,565,000 | 7,313,000 | 10,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,539,000 | 53,824,000 | 54,954,000 | 56,116,000 |
| Total capital | 57,234,000 | 58,674,000 | 59,968,000 | 61,275,000 |
| Risk-weighted assets | 470,889,000 | 492,536,000 | 520,967,000 | 523,354,000 |
Machine access — free, no API key
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