Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 74,585,000 | 69,643,000 | 75,742,000 | 73,122,000 |
| Total loans | 33,299,000 | 34,972,000 | 39,625,000 | 41,177,000 |
| Allowance for loan losses | 313,000 | 325,000 | 355,000 | 356,000 |
| Securities available for sale | 28,947,000 | 29,632,000 | 29,328,000 | 28,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,996,000 | 62,579,000 | 67,989,000 | 61,704,000 |
| Interest-bearing deposits | 44,510,000 | 43,082,000 | 45,066,000 | 43,938,000 |
| Noninterest-bearing deposits | 23,486,000 | 19,497,000 | 22,923,000 | 17,766,000 |
| Equity capital | 6,236,000 | 6,689,000 | 7,355,000 | 7,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,697,000 | 2,624,000 | 3,614,000 |
| Interest expense | 300,000 | 622,000 | 943,000 | 1,259,000 |
| Net interest income | 519,000 | 1,075,000 | 1,681,000 | 2,355,000 |
| Noninterest income | 9,000 | 16,000 | 24,000 | 38,000 |
| Noninterest expense | 289,000 | 592,000 | 914,000 | 1,233,000 |
| Provision for loan losses | -1,000 | 11,000 | 41,000 | 42,000 |
| Pretax income | 238,000 | 484,000 | 692,000 | 1,040,000 |
| Income tax | 7,000 | 19,000 | 32,000 | 42,000 |
| Net income | 231,000 | 465,000 | 660,000 | 998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,812,000 | 8,045,000 | 8,240,000 | 8,578,000 |