Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 50,366,000 | 49,742,000 | 49,821,000 | 55,445,000 |
| Total loans | 29,362,000 | 29,235,000 | 29,327,000 | 29,413,000 |
| Allowance for loan losses | 291,000 | 297,000 | 303,000 | 309,000 |
| Securities available for sale | 15,479,000 | 15,455,000 | 16,082,000 | 16,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,362,000 | 43,386,000 | 43,237,000 | 48,714,000 |
| Interest-bearing deposits | 35,398,000 | 34,669,000 | 33,780,000 | 36,136,000 |
| Noninterest-bearing deposits | 8,964,000 | 8,717,000 | 9,457,000 | 12,578,000 |
| Equity capital | 5,613,000 | 5,946,000 | 6,148,000 | 6,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,051,000 | 1,585,000 | 2,121,000 |
| Interest expense | 95,000 | 203,000 | 307,000 | 429,000 |
| Net interest income | 417,000 | 848,000 | 1,278,000 | 1,692,000 |
| Noninterest income | 14,000 | 23,000 | 34,000 | 51,000 |
| Noninterest expense | 257,000 | 499,000 | 753,000 | 1,073,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 168,000 | 360,000 | 541,000 | 677,000 |
| Income tax | 11,000 | 21,000 | 31,000 | 33,000 |
| Net income | 157,000 | 339,000 | 510,000 | 644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,525,000 | 5,707,000 | 5,878,000 | 6,012,000 |
| Total capital | 5,816,000 | 6,004,000 | 6,181,000 | 6,321,000 |
| Risk-weighted assets | 35,350,000 | 35,280,000 | 35,742,000 | 35,938,000 |