Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,349,000 | 46,924,000 | 47,255,000 | 51,408,000 |
| Total loans | 27,246,000 | 29,139,000 | 29,511,000 | 29,323,000 |
| Allowance for loan losses | 267,000 | 273,000 | 279,000 | 285,000 |
| Securities available for sale | 14,991,000 | 15,734,000 | 15,465,000 | 15,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,875,000 | 41,271,000 | 41,003,000 | 45,385,000 |
| Interest-bearing deposits | 35,046,000 | 34,161,000 | 33,552,000 | 35,968,000 |
| Noninterest-bearing deposits | 7,829,000 | 7,110,000 | 7,451,000 | 9,417,000 |
| Equity capital | 5,092,000 | 5,267,000 | 5,279,000 | 5,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 970,000 | 1,463,000 | 1,967,000 |
| Interest expense | 55,000 | 112,000 | 175,000 | 263,000 |
| Net interest income | 426,000 | 858,000 | 1,288,000 | 1,704,000 |
| Noninterest income | 11,000 | 18,000 | 28,000 | 46,000 |
| Noninterest expense | 277,000 | 515,000 | 786,000 | 1,078,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 153,000 | 343,000 | 495,000 | 631,000 |
| Income tax | 5,000 | 15,000 | 23,000 | 32,000 |
| Net income | 148,000 | 328,000 | 472,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,214,000 | 5,394,000 | 5,538,000 | 5,665,000 |
| Total capital | 5,481,000 | 5,667,000 | 5,817,000 | 5,950,000 |
| Risk-weighted assets | 33,130,000 | 34,468,000 | 34,983,000 | 34,763,000 |