Call reports 2017
FARMERS STATE BANK — 2017
What FARMERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 46,543,000 | 46,206,000 | 46,500,000 | 49,091,000 |
| Total loans | 26,321,000 | 26,481,000 | 27,985,000 | 28,674,000 |
| Allowance for loan losses | 244,000 | 244,000 | 244,000 | 261,000 |
| Securities available for sale | 15,771,000 | 17,109,000 | 16,418,000 | 16,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,167,000 | 40,554,000 | 40,704,000 | 43,261,000 |
| Interest-bearing deposits | 33,823,000 | 33,304,000 | 33,229,000 | 34,289,000 |
| Noninterest-bearing deposits | 7,344,000 | 7,250,000 | 7,475,000 | 8,972,000 |
| Equity capital | 4,995,000 | 5,249,000 | 5,392,000 | 5,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 913,000 | 1,388,000 | 1,876,000 |
| Interest expense | 50,000 | 99,000 | 149,000 | 203,000 |
| Net interest income | 403,000 | 814,000 | 1,239,000 | 1,673,000 |
| Noninterest income | 14,000 | 24,000 | 33,000 | 48,000 |
| Noninterest expense | 277,000 | 535,000 | 786,000 | 1,107,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 18,000 |
| Pretax income | 135,000 | 298,000 | 482,000 | 602,000 |
| Income tax | 3,000 | 12,000 | 17,000 | 31,000 |
| Net income | 132,000 | 286,000 | 465,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,925,000 | 5,079,000 | 5,258,000 | 5,364,000 |
| Total capital | 5,169,000 | 5,323,000 | 5,502,000 | 5,625,000 |
| Risk-weighted assets | 33,382,000 | 33,212,000 | 34,390,000 | 35,261,000 |