Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 45,568,000 | 45,936,000 | 45,678,000 | 48,299,000 |
| Total loans | 26,256,000 | 27,488,000 | 26,966,000 | 26,624,000 |
| Allowance for loan losses | 273,000 | 483,000 | 483,000 | 238,000 |
| Securities available for sale | 16,677,000 | 16,769,000 | 16,778,000 | 15,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,400,000 | 40,643,000 | 40,191,000 | 43,097,000 |
| Interest-bearing deposits | 32,514,000 | 32,775,000 | 32,666,000 | 34,809,000 |
| Noninterest-bearing deposits | 7,886,000 | 7,868,000 | 7,525,000 | 8,288,000 |
| Equity capital | 4,797,000 | 4,889,000 | 5,089,000 | 4,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 856,000 | 1,352,000 | 1,801,000 |
| Interest expense | 44,000 | 92,000 | 142,000 | 192,000 |
| Net interest income | 368,000 | 764,000 | 1,210,000 | 1,609,000 |
| Noninterest income | 13,000 | 25,000 | 36,000 | 53,000 |
| Noninterest expense | 287,000 | 544,000 | 797,000 | 1,093,000 |
| Provision for loan losses | 7,000 | 217,000 | 257,000 | 257,000 |
| Pretax income | 88,000 | 32,000 | 196,000 | 317,000 |
| Income tax | 6,000 | 11,000 | 14,000 | 15,000 |
| Net income | 82,000 | 21,000 | 182,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,573,000 | 4,512,000 | 4,673,000 | 4,793,000 |
| Total capital | 4,846,000 | 4,951,000 | 5,104,000 | 5,031,000 |
| Risk-weighted assets | 34,373,000 | 35,144,000 | 34,464,000 | 34,469,000 |