Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 51,698,000 | 49,891,000 | 47,464,000 | 48,428,000 |
| Total loans | 27,760,000 | 27,793,000 | 27,742,000 | 27,447,000 |
| Allowance for loan losses | 271,000 | 276,000 | 261,000 | 266,000 |
| Securities available for sale | 16,997,000 | 17,416,000 | 17,516,000 | 17,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,712,000 | 45,037,000 | 42,148,000 | 43,189,000 |
| Interest-bearing deposits | 39,293,000 | 37,234,000 | 34,708,000 | 34,451,000 |
| Noninterest-bearing deposits | 7,419,000 | 7,803,000 | 7,440,000 | 8,738,000 |
| Equity capital | 4,540,000 | 4,425,000 | 4,690,000 | 4,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 931,000 | 1,398,000 | 1,860,000 |
| Interest expense | 45,000 | 90,000 | 134,000 | 178,000 |
| Net interest income | 421,000 | 841,000 | 1,264,000 | 1,682,000 |
| Noninterest income | 19,000 | 32,000 | 44,000 | 62,000 |
| Noninterest expense | 320,000 | 587,000 | 866,000 | 1,163,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 115,000 | 276,000 | 427,000 | 562,000 |
| Income tax | 1,000 | 8,000 | 17,000 | 28,000 |
| Net income | 114,000 | 268,000 | 410,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,221,000 | 4,375,000 | 4,517,000 | 4,641,000 |
| Total capital | 4,492,000 | 4,651,000 | 4,778,000 | 4,907,000 |
| Risk-weighted assets | 30,475,000 | 35,315,000 | 34,733,000 | 35,378,000 |