Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,136,000 | 46,630,000 | 46,378,000 | 48,013,000 |
| Total loans | 25,818,000 | 26,541,000 | 27,732,000 | 28,435,000 |
| Allowance for loan losses | 257,000 | 262,000 | 251,000 | 260,000 |
| Securities available for sale | 16,330,000 | 17,304,000 | 16,892,000 | 17,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,714,000 | 41,927,000 | 41,497,000 | 42,733,000 |
| Interest-bearing deposits | 34,413,000 | 34,118,000 | 33,726,000 | 34,058,000 |
| Noninterest-bearing deposits | 8,301,000 | 7,809,000 | 7,771,000 | 8,675,000 |
| Equity capital | 4,017,000 | 4,289,000 | 4,443,000 | 4,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 893,000 | 1,366,000 | 1,849,000 |
| Interest expense | 47,000 | 92,000 | 139,000 | 184,000 |
| Net interest income | 401,000 | 801,000 | 1,227,000 | 1,665,000 |
| Noninterest income | 11,000 | 25,000 | 37,000 | 60,000 |
| Noninterest expense | 293,000 | 547,000 | 813,000 | 1,109,000 |
| Provision for loan losses | 0 | 5,000 | 7,000 | 47,000 |
| Pretax income | 119,000 | 275,000 | 445,000 | 570,000 |
| Income tax | -2,000 | 7,000 | 16,000 | 29,000 |
| Net income | 121,000 | 268,000 | 429,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,997,000 | 4,119,000 | 4,254,000 | 4,342,000 |
| Total capital | 4,254,000 | 4,381,000 | 4,505,000 | 4,602,000 |
| Risk-weighted assets | 29,417,000 | 28,214,000 | 28,701,000 | 30,130,000 |