Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,392,000 | 44,121,000 | 45,970,000 | 47,370,000 |
| Total loans | 23,351,000 | 24,872,000 | 26,719,000 | 28,444,000 |
| Allowance for loan losses | 260,000 | 260,000 | 260,000 | 260,000 |
| Securities available for sale | 19,577,000 | 17,126,000 | 16,130,000 | 15,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,971,000 | 39,125,000 | 39,771,000 | 42,513,000 |
| Interest-bearing deposits | 33,876,000 | 28,438,000 | 32,643,000 | 33,740,000 |
| Noninterest-bearing deposits | 8,095,000 | 10,687,000 | 7,128,000 | 8,773,000 |
| Equity capital | 4,014,000 | 3,698,000 | 3,875,000 | 3,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 859,000 | 1,311,000 | 1,776,000 |
| Interest expense | 50,000 | 101,000 | 153,000 | 209,000 |
| Net interest income | 375,000 | 758,000 | 1,158,000 | 1,567,000 |
| Noninterest income | 13,000 | 23,000 | 35,000 | 58,000 |
| Noninterest expense | 262,000 | 505,000 | 747,000 | 1,048,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 288,000 | 458,000 | 589,000 |
| Income tax | 5,000 | 13,000 | 22,000 | 37,000 |
| Net income | 121,000 | 275,000 | 436,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,680,000 | 3,809,000 | 3,945,000 | 4,036,000 |
| Total capital | 3,940,000 | 4,069,000 | 4,205,000 | 4,296,000 |
| Risk-weighted assets | 28,615,000 | 29,294,000 | 30,526,000 | 29,556,000 |