Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,036,000 | 43,259,000 | 45,203,000 | 53,456,000 |
| Total loans | 20,187,000 | 21,746,000 | 21,576,000 | 24,750,000 |
| Allowance for loan losses | 260,000 | 260,000 | 260,000 | 260,000 |
| Securities available for sale | 17,243,000 | 17,629,000 | 18,499,000 | 18,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,710,000 | 38,833,000 | 40,591,000 | 48,938,000 |
| Interest-bearing deposits | 34,744,000 | 32,923,000 | 33,914,000 | 34,594,000 |
| Noninterest-bearing deposits | 5,966,000 | 5,910,000 | 6,677,000 | 14,344,000 |
| Equity capital | 3,912,000 | 4,000,000 | 4,165,000 | 4,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 419,000 | 843,000 | 1,280,000 | 1,711,000 |
| Interest expense | 90,000 | 162,000 | 232,000 | 297,000 |
| Net interest income | 329,000 | 681,000 | 1,048,000 | 1,414,000 |
| Noninterest income | -29,000 | -4,000 | 9,000 | 28,000 |
| Noninterest expense | 249,000 | 503,000 | 747,000 | 1,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 173,000 | 309,000 | 413,000 |
| Income tax | 4,000 | 6,000 | 13,000 | 19,000 |
| Net income | 47,000 | 167,000 | 296,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,462,000 | 3,557,000 | 3,657,000 | 3,734,000 |
| Total capital | 3,722,000 | 3,817,000 | 3,917,000 | 3,994,000 |
| Risk-weighted assets | 25,015,000 | 26,174,000 | 26,203,000 | 30,123,000 |