Call reports 2026
FIRST NATIONAL BANK OF COFFEE COUNTY — 2026
What FIRST NATIONAL BANK OF COFFEE COUNTY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 551,563,000 | 547,471,000 |
| Total loans | 256,396,000 | 282,577,000 |
| Allowance for loan losses | 3,748,000 | 3,882,000 |
| Securities available for sale | 121,747,000 | 130,764,000 |
| Securities held to maturity | 40,418,000 | 39,902,000 |
| Trading assets | 0 | 0 |
| Total deposits | 500,937,000 | 494,670,000 |
| Interest-bearing deposits | 368,391,000 | 360,912,000 |
| Noninterest-bearing deposits | 132,546,000 | 133,758,000 |
| Equity capital | 45,571,000 | 46,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,678,000 | 13,747,000 |
| Interest expense | 1,967,000 | 3,938,000 |
| Net interest income | 4,711,000 | 9,809,000 |
| Noninterest income | 747,000 | 1,436,000 |
| Noninterest expense | 3,479,000 | 7,133,000 |
| Provision for loan losses | 131,000 | 263,000 |
| Pretax income | 1,848,000 | 3,849,000 |
| Income tax | 18,000 | 36,000 |
| Net income | 1,830,000 | 3,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 46,565,000 | 48,555,000 |
| Total capital | 49,638,000 | 51,990,000 |
| Risk-weighted assets | 245,058,000 | 274,253,000 |