Call reports 2022
FIRST NATIONAL BANK OF COFFEE COUNTY — 2022
What FIRST NATIONAL BANK OF COFFEE COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 432,650,000 | 428,103,000 | 433,181,000 | 429,399,000 |
| Total loans | 173,083,000 | 172,803,000 | 180,702,000 | 199,886,000 |
| Allowance for loan losses | 2,202,000 | 2,203,000 | 2,206,000 | 2,357,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 67,653,000 | 126,555,000 | 145,849,000 | 145,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,323,000 | 392,103,000 | 394,321,000 | 391,067,000 |
| Interest-bearing deposits | 254,949,000 | 244,151,000 | 226,298,000 | 235,047,000 |
| Noninterest-bearing deposits | 143,374,000 | 147,952,000 | 168,023,000 | 156,020,000 |
| Equity capital | 31,072,000 | 32,098,000 | 33,498,000 | 35,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,437,000 | 5,394,000 | 8,974,000 | 13,204,000 |
| Interest expense | 94,000 | 192,000 | 408,000 | 760,000 |
| Net interest income | 2,343,000 | 5,202,000 | 8,566,000 | 12,444,000 |
| Noninterest income | 611,000 | 1,199,000 | 1,769,000 | 2,253,000 |
| Noninterest expense | 2,459,000 | 4,968,000 | 7,565,000 | 10,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 495,000 | 1,433,000 | 2,770,000 | 4,233,000 |
| Income tax | 19,000 | 51,000 | 103,000 | 157,000 |
| Net income | 476,000 | 1,382,000 | 2,667,000 | 4,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,454,000 | 34,362,000 | 35,649,000 | 37,061,000 |
| Total capital | 35,656,000 | 36,565,000 | 37,855,000 | 39,418,000 |
| Risk-weighted assets | 185,216,000 | 183,687,000 | 191,907,000 | 209,286,000 |