Call reports 2021
FIRST NATIONAL BANK OF COFFEE COUNTY — 2021
What FIRST NATIONAL BANK OF COFFEE COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 337,811,000 | 370,384,000 | 392,356,000 | 401,587,000 |
| Total loans | 175,235,000 | 176,856,000 | 181,838,000 | 177,055,000 |
| Allowance for loan losses | 2,237,000 | 2,236,000 | 2,237,000 | 2,201,000 |
| Securities available for sale | 33,315,000 | 28,376,000 | 37,284,000 | 45,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,401,000 | 340,208,000 | 360,460,000 | 365,600,000 |
| Interest-bearing deposits | 189,854,000 | 216,625,000 | 217,455,000 | 234,938,000 |
| Noninterest-bearing deposits | 119,547,000 | 123,583,000 | 143,005,000 | 130,662,000 |
| Equity capital | 26,951,000 | 28,138,000 | 29,126,000 | 34,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,864,000 | 5,701,000 | 8,235,000 | 10,736,000 |
| Interest expense | 109,000 | 212,000 | 306,000 | 399,000 |
| Net interest income | 2,755,000 | 5,489,000 | 7,929,000 | 10,337,000 |
| Noninterest income | 715,000 | 1,621,000 | 2,431,000 | 3,188,000 |
| Noninterest expense | 2,186,000 | 4,561,000 | 6,912,000 | 9,503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,284,000 | 2,551,000 | 3,450,000 | 4,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,284,000 | 2,551,000 | 3,450,000 | 4,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,228,000 | 28,500,000 | 29,406,000 | 34,986,000 |
| Total capital | 29,317,000 | 30,642,000 | 31,635,000 | 37,187,000 |
| Risk-weighted assets | 167,016,000 | 171,319,000 | 178,336,000 | 181,561,000 |