Call reports 2020
FIRST NATIONAL BANK OF COFFEE COUNTY — 2020
What FIRST NATIONAL BANK OF COFFEE COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 245,213,000 | 282,158,000 | 288,523,000 | 310,313,000 |
| Total loans | 149,771,000 | 178,732,000 | 174,867,000 | 169,002,000 |
| Allowance for loan losses | 1,760,000 | 2,010,000 | 2,161,000 | 2,236,000 |
| Securities available for sale | 6,332,000 | 5,927,000 | 15,795,000 | 25,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,007,000 | 254,421,000 | 259,813,000 | 281,618,000 |
| Interest-bearing deposits | 142,245,000 | 152,713,000 | 160,151,000 | 177,435,000 |
| Noninterest-bearing deposits | 76,762,000 | 101,708,000 | 99,662,000 | 104,183,000 |
| Equity capital | 24,857,000 | 26,045,000 | 26,528,000 | 27,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,384,000 | 5,286,000 | 7,644,000 | 10,152,000 |
| Interest expense | 252,000 | 421,000 | 573,000 | 705,000 |
| Net interest income | 2,132,000 | 4,865,000 | 7,071,000 | 9,447,000 |
| Noninterest income | 434,000 | 936,000 | 1,648,000 | 2,372,000 |
| Noninterest expense | 1,783,000 | 3,739,000 | 5,960,000 | 8,171,000 |
| Provision for loan losses | 90,000 | 240,000 | 390,000 | 590,000 |
| Pretax income | 693,000 | 1,822,000 | 2,369,000 | 3,058,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 693,000 | 1,822,000 | 2,369,000 | 3,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,762,000 | 25,903,000 | 26,460,000 | 27,161,000 |
| Total capital | 26,522,000 | 27,870,000 | 28,422,000 | 29,193,000 |
| Risk-weighted assets | 147,239,000 | 157,376,000 | 156,793,000 | 162,383,000 |