Call reports 2019
FIRST NATIONAL BANK OF COFFEE COUNTY — 2019
What FIRST NATIONAL BANK OF COFFEE COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 209,908,000 | 208,046,000 | 206,068,000 | 234,524,000 |
| Total loans | 134,638,000 | 141,785,000 | 149,342,000 | 147,120,000 |
| Allowance for loan losses | 1,488,000 | 1,579,000 | 1,617,000 | 1,702,000 |
| Securities available for sale | 8,445,000 | 8,100,000 | 7,583,000 | 6,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,224,000 | 187,870,000 | 184,526,000 | 213,106,000 |
| Interest-bearing deposits | 118,311,000 | 117,084,000 | 115,281,000 | 137,683,000 |
| Noninterest-bearing deposits | 72,913,000 | 70,786,000 | 69,245,000 | 75,423,000 |
| Equity capital | 17,759,000 | 18,634,000 | 19,386,000 | 20,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,191,000 | 4,535,000 | 6,911,000 | 9,279,000 |
| Interest expense | 195,000 | 436,000 | 680,000 | 951,000 |
| Net interest income | 1,996,000 | 4,099,000 | 6,231,000 | 8,328,000 |
| Noninterest income | 387,000 | 827,000 | 1,288,000 | 1,735,000 |
| Noninterest expense | 1,719,000 | 3,466,000 | 5,220,000 | 6,990,000 |
| Provision for loan losses | 70,000 | 160,000 | 250,000 | 340,000 |
| Pretax income | 594,000 | 1,300,000 | 2,049,000 | 2,733,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 594,000 | 1,300,000 | 2,049,000 | 2,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,981,000 | 18,697,000 | 19,455,000 | 20,152,000 |
| Total capital | 19,469,000 | 20,276,000 | 21,072,000 | 21,854,000 |
| Risk-weighted assets | 130,413,000 | 134,552,000 | 142,359,000 | 143,401,000 |