Call reports 2018
FIRST NATIONAL BANK OF COFFEE COUNTY — 2018
What FIRST NATIONAL BANK OF COFFEE COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 168,119,000 | 180,125,000 | 200,433,000 | 194,689,000 |
| Total loans | 108,970,000 | 117,866,000 | 117,332,000 | 125,835,000 |
| Allowance for loan losses | 779,000 | 856,000 | 908,000 | 988,000 |
| Securities available for sale | 10,430,000 | 9,819,000 | 9,203,000 | 8,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,482,000 | 162,602,000 | 182,113,000 | 175,787,000 |
| Interest-bearing deposits | 106,069,000 | 114,150,000 | 115,223,000 | 108,919,000 |
| Noninterest-bearing deposits | 45,413,000 | 48,452,000 | 66,890,000 | 66,868,000 |
| Equity capital | 16,112,000 | 16,588,000 | 17,117,000 | 17,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,476,000 | 5,439,000 | 7,614,000 |
| Interest expense | 135,000 | 291,000 | 464,000 | 645,000 |
| Net interest income | 1,507,000 | 3,185,000 | 4,975,000 | 6,969,000 |
| Noninterest income | 319,000 | 707,000 | 1,102,000 | 1,485,000 |
| Noninterest expense | 1,302,000 | 2,802,000 | 4,360,000 | 5,982,000 |
| Provision for loan losses | 70,000 | 160,000 | 250,000 | 340,000 |
| Pretax income | 454,000 | 930,000 | 1,467,000 | 2,132,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 454,000 | 930,000 | 1,467,000 | 2,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,519,000 | 17,006,000 | 17,555,000 | 18,231,000 |
| Total capital | 17,298,000 | 17,862,000 | 18,463,000 | 19,219,000 |
| Risk-weighted assets | 104,813,000 | 115,844,000 | 116,046,000 | 121,788,000 |