Call reports 2017
FIRST NATIONAL BANK OF COFFEE COUNTY — 2017
What FIRST NATIONAL BANK OF COFFEE COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 145,009,000 | 138,871,000 | 153,442,000 | 161,072,000 |
| Total loans | 98,798,000 | 100,745,000 | 105,404,000 | 108,948,000 |
| Allowance for loan losses | 614,000 | 645,000 | 664,000 | 705,000 |
| Securities available for sale | 13,192,000 | 12,626,000 | 11,909,000 | 11,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,117,000 | 121,259,000 | 135,215,000 | 143,587,000 |
| Interest-bearing deposits | 93,725,000 | 89,156,000 | 93,544,000 | 97,265,000 |
| Noninterest-bearing deposits | 34,392,000 | 32,103,000 | 41,671,000 | 46,322,000 |
| Equity capital | 15,428,000 | 16,076,000 | 16,495,000 | 16,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,899,000 | 4,440,000 | 6,020,000 |
| Interest expense | 115,000 | 233,000 | 360,000 | 489,000 |
| Net interest income | 1,303,000 | 2,666,000 | 4,080,000 | 5,531,000 |
| Noninterest income | 292,000 | 574,000 | 845,000 | 1,118,000 |
| Noninterest expense | 920,000 | 1,993,000 | 3,233,000 | 4,482,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 645,000 | 1,187,000 | 1,602,000 | 2,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 645,000 | 1,187,000 | 1,602,000 | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,679,000 | 16,221,000 | 16,638,000 | 17,083,000 |
| Total capital | 16,293,000 | 16,866,000 | 17,303,000 | 17,788,000 |
| Risk-weighted assets | 93,991,000 | 94,359,000 | 98,768,000 | 103,939,000 |