Call reports 2016
FIRST NATIONAL BANK OF COFFEE COUNTY — 2016
What FIRST NATIONAL BANK OF COFFEE COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 142,093,000 | 139,359,000 | 149,257,000 | 147,365,000 |
| Total loans | 96,540,000 | 98,016,000 | 96,862,000 | 97,423,000 |
| Allowance for loan losses | 679,000 | 710,000 | 687,000 | 674,000 |
| Securities available for sale | 17,770,000 | 15,986,000 | 15,095,000 | 13,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,102,000 | 118,051,000 | 128,174,000 | 130,157,000 |
| Interest-bearing deposits | 88,332,000 | 90,364,000 | 92,266,000 | 97,913,000 |
| Noninterest-bearing deposits | 32,770,000 | 27,687,000 | 35,908,000 | 32,244,000 |
| Equity capital | 14,640,000 | 14,837,000 | 15,498,000 | 15,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,770,000 | 4,201,000 | 5,608,000 |
| Interest expense | 116,000 | 234,000 | 353,000 | 473,000 |
| Net interest income | 1,257,000 | 2,536,000 | 3,848,000 | 5,135,000 |
| Noninterest income | 229,000 | 458,000 | 731,000 | 999,000 |
| Noninterest expense | 905,000 | 1,852,000 | 2,813,000 | 3,748,000 |
| Provision for loan losses | 380,000 | 410,000 | 430,000 | 460,000 |
| Pretax income | 201,000 | 732,000 | 1,336,000 | 1,926,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 732,000 | 1,336,000 | 1,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,640,000 | 14,801,000 | 15,407,000 | 15,997,000 |
| Total capital | 15,319,000 | 15,511,000 | 16,094,000 | 16,671,000 |
| Risk-weighted assets | 97,211,000 | 96,291,000 | 94,059,000 | 93,689,000 |