Call reports 2015
FIRST NATIONAL BANK OF COFFEE COUNTY — 2015
What FIRST NATIONAL BANK OF COFFEE COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 135,495,000 | 141,468,000 | 141,327,000 | 141,250,000 |
| Total loans | 88,122,000 | 92,691,000 | 96,790,000 | 97,203,000 |
| Allowance for loan losses | 935,000 | 937,000 | 937,000 | 798,000 |
| Securities available for sale | 21,210,000 | 20,060,000 | 19,315,000 | 18,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,890,000 | 121,884,000 | 121,204,000 | 118,979,000 |
| Interest-bearing deposits | 90,009,000 | 86,902,000 | 87,444,000 | 89,244,000 |
| Noninterest-bearing deposits | 25,881,000 | 34,982,000 | 33,760,000 | 29,735,000 |
| Equity capital | 15,332,000 | 15,277,000 | 15,673,000 | 15,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,630,000 | 3,993,000 | 5,424,000 |
| Interest expense | 117,000 | 233,000 | 350,000 | 467,000 |
| Net interest income | 1,166,000 | 2,397,000 | 3,643,000 | 4,957,000 |
| Noninterest income | 241,000 | 490,000 | 750,000 | 991,000 |
| Noninterest expense | 902,000 | 1,822,000 | 2,745,000 | 3,708,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 505,000 | 1,065,000 | 1,648,000 | 2,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 505,000 | 1,065,000 | 1,648,000 | 2,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,425,000 | 15,579,000 | 15,759,000 | 15,956,000 |
| Total capital | 16,360,000 | 16,516,000 | 16,696,000 | 16,754,000 |
| Risk-weighted assets | 86,592,000 | 89,556,000 | 96,518,000 | 98,317,000 |