Call reports 2014
FIRST NATIONAL BANK OF COFFEE COUNTY — 2014
What FIRST NATIONAL BANK OF COFFEE COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 131,621,000 | 128,568,000 | 129,961,000 | 129,049,000 |
| Total loans | 79,425,000 | 80,005,000 | 82,613,000 | 85,886,000 |
| Allowance for loan losses | 980,000 | 933,000 | 933,000 | 934,000 |
| Securities available for sale | 24,016,000 | 23,434,000 | 22,469,000 | 21,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,987,000 | 109,519,000 | 111,706,000 | 108,371,000 |
| Interest-bearing deposits | 91,871,000 | 89,925,000 | 90,579,000 | 88,241,000 |
| Noninterest-bearing deposits | 21,116,000 | 19,594,000 | 21,127,000 | 20,130,000 |
| Equity capital | 14,931,000 | 15,709,000 | 15,811,000 | 16,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,572,000 | 3,861,000 | 5,191,000 |
| Interest expense | 124,000 | 249,000 | 375,000 | 500,000 |
| Net interest income | 1,159,000 | 2,323,000 | 3,486,000 | 4,691,000 |
| Noninterest income | 250,000 | 500,000 | 775,000 | 1,039,000 |
| Noninterest expense | 919,000 | 1,786,000 | 2,648,000 | 3,547,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 495,000 | 1,042,000 | 1,618,000 | 2,188,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 495,000 | 1,042,000 | 1,618,000 | 2,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,586,000 | 16,133,000 | 16,281,000 | 16,429,000 |
| Total capital | 16,566,000 | 17,066,000 | 17,214,000 | 17,363,000 |
| Risk-weighted assets | 79,983,000 | 79,953,000 | 80,988,000 | 83,938,000 |