Call reports 2025
AMERICAN BANK & TRUST COMPANY — 2025
What AMERICAN BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 255,468,000 | 248,705,000 | 253,519,000 | 271,837,000 |
| Total loans | 173,254,000 | 178,387,000 | 182,000,000 | 186,786,000 |
| Allowance for loan losses | 1,611,000 | 1,685,000 | 1,715,000 | 1,750,000 |
| Securities available for sale | 52,756,000 | 51,020,000 | 50,212,000 | 49,727,000 |
| Securities held to maturity | 1,675,000 | 1,675,000 | 1,675,000 | 1,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,238,000 | 208,088,000 | 205,518,000 | 227,977,000 |
| Interest-bearing deposits | 127,138,000 | 125,810,000 | 128,299,000 | 143,069,000 |
| Noninterest-bearing deposits | 88,100,000 | 82,278,000 | 77,219,000 | 84,908,000 |
| Equity capital | 23,369,000 | 23,965,000 | 25,594,000 | 25,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,066,000 | 6,224,000 | 9,505,000 | 12,895,000 |
| Interest expense | 638,000 | 1,300,000 | 2,062,000 | 2,863,000 |
| Net interest income | 2,428,000 | 4,924,000 | 7,443,000 | 10,032,000 |
| Noninterest income | 226,000 | 468,000 | 705,000 | 942,000 |
| Noninterest expense | 1,493,000 | 3,170,000 | 4,862,000 | 7,006,000 |
| Provision for loan losses | 37,000 | 75,000 | 107,000 | 147,000 |
| Pretax income | 1,120,000 | 2,131,000 | 3,152,000 | 3,789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,120,000 | 2,131,000 | 3,152,000 | 3,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,878,000 | 29,146,000 | 29,836,000 | 29,523,000 |