Call reports 2024
AMERICAN BANK & TRUST COMPANY — 2024
What AMERICAN BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 236,481,000 | 238,233,000 | 243,602,000 | 249,882,000 |
| Total loans | 161,549,000 | 165,834,000 | 170,368,000 | 167,804,000 |
| Allowance for loan losses | 1,504,000 | 1,672,000 | 1,576,000 | 1,569,000 |
| Securities available for sale | 60,752,000 | 58,706,000 | 58,329,000 | 53,308,000 |
| Securities held to maturity | 1,675,000 | 1,675,000 | 1,675,000 | 1,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,972,000 | 203,363,000 | 207,844,000 | 221,537,000 |
| Interest-bearing deposits | 123,401,000 | 119,952,000 | 117,830,000 | 135,870,000 |
| Noninterest-bearing deposits | 86,571,000 | 83,411,000 | 90,014,000 | 85,667,000 |
| Equity capital | 20,680,000 | 20,799,000 | 23,164,000 | 21,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,794,000 | 5,649,000 | 8,678,000 | 11,758,000 |
| Interest expense | 575,000 | 1,176,000 | 1,946,000 | 2,680,000 |
| Net interest income | 2,219,000 | 4,473,000 | 6,732,000 | 9,078,000 |
| Noninterest income | 234,000 | 503,000 | 760,000 | 1,295,000 |
| Noninterest expense | 1,453,000 | 3,135,000 | 4,746,000 | 6,812,000 |
| Provision for loan losses | 0 | 316,000 | 368,000 | 434,000 |
| Pretax income | 1,000,000 | 1,525,000 | 2,349,000 | 3,060,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000,000 | 1,525,000 | 2,349,000 | 3,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,355,000 | 27,391,000 | 27,965,000 | 27,778,000 |