Call reports 2023
AMERICAN BANK & TRUST COMPANY — 2023
What AMERICAN BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 240,274,000 | 237,178,000 | 229,747,000 | 257,322,000 |
| Total loans | 149,477,000 | 154,911,000 | 157,283,000 | 158,969,000 |
| Allowance for loan losses | 1,572,000 | 1,449,000 | 1,482,000 | 1,516,000 |
| Securities available for sale | 66,124,000 | 63,204,000 | 60,037,000 | 61,919,000 |
| Securities held to maturity | 1,675,000 | 1,675,000 | 1,675,000 | 1,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,635,000 | 214,287,000 | 200,028,000 | 232,363,000 |
| Interest-bearing deposits | 124,475,000 | 122,002,000 | 113,472,000 | 142,463,000 |
| Noninterest-bearing deposits | 93,160,000 | 92,285,000 | 86,556,000 | 89,900,000 |
| Equity capital | 18,797,000 | 18,387,000 | 16,952,000 | 19,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,260,000 | 4,705,000 | 7,279,000 | 9,986,000 |
| Interest expense | 152,000 | 411,000 | 843,000 | 1,418,000 |
| Net interest income | 2,108,000 | 4,294,000 | 6,436,000 | 8,568,000 |
| Noninterest income | 244,000 | 510,000 | 758,000 | 1,231,000 |
| Noninterest expense | 1,389,000 | 2,878,000 | 4,447,000 | 6,392,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 70,000 |
| Pretax income | 987,000 | 1,950,000 | 2,751,000 | 3,361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 987,000 | 1,950,000 | 2,751,000 | 3,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,698,000 | 26,013,000 | 26,541,000 | 26,376,000 |