Call reports 2022
AMERICAN BANK & TRUST COMPANY — 2022
What AMERICAN BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 231,349,000 | 230,206,000 | 229,440,000 | 243,791,000 |
| Total loans | 134,155,000 | 136,476,000 | 144,320,000 | 144,879,000 |
| Allowance for loan losses | 1,484,000 | 1,439,000 | 1,427,000 | 1,424,000 |
| Securities available for sale | 66,691,000 | 71,666,000 | 68,866,000 | 69,250,000 |
| Securities held to maturity | 1,675,000 | 1,675,000 | 1,675,000 | 1,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,233,000 | 207,228,000 | 198,899,000 | 222,910,000 |
| Interest-bearing deposits | 123,466,000 | 120,914,000 | 117,590,000 | 139,107,000 |
| Noninterest-bearing deposits | 82,767,000 | 86,314,000 | 81,309,000 | 83,803,000 |
| Equity capital | 20,431,000 | 18,207,000 | 15,478,000 | 17,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,801,000 | 3,710,000 | 5,759,000 | 7,895,000 |
| Interest expense | 117,000 | 229,000 | 358,000 | 531,000 |
| Net interest income | 1,684,000 | 3,481,000 | 5,401,000 | 7,364,000 |
| Noninterest income | 222,000 | 469,000 | 707,000 | 984,000 |
| Noninterest expense | 1,302,000 | 2,661,000 | 4,084,000 | 5,903,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 604,000 | 1,289,000 | 2,024,000 | 2,445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 604,000 | 1,289,000 | 2,024,000 | 2,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,290,000 | 24,611,000 | 25,124,000 | 24,943,000 |