Call reports 2021
AMERICAN BANK & TRUST COMPANY — 2021
What AMERICAN BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 230,616,000 | 231,264,000 | 225,917,000 | 252,182,000 |
| Total loans | 137,314,000 | 139,469,000 | 137,344,000 | 137,401,000 |
| Allowance for loan losses | 1,504,000 | 1,496,000 | 1,493,000 | 1,484,000 |
| Securities available for sale | 26,202,000 | 31,896,000 | 40,929,000 | 59,600,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,690,000 | 201,475,000 | 195,724,000 | 223,844,000 |
| Interest-bearing deposits | 116,253,000 | 120,383,000 | 116,632,000 | 142,418,000 |
| Noninterest-bearing deposits | 85,437,000 | 81,092,000 | 79,092,000 | 81,426,000 |
| Equity capital | 24,883,000 | 25,183,000 | 25,513,000 | 24,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,879,000 | 3,756,000 | 5,517,000 | 7,300,000 |
| Interest expense | 143,000 | 273,000 | 393,000 | 513,000 |
| Net interest income | 1,736,000 | 3,483,000 | 5,124,000 | 6,787,000 |
| Noninterest income | 234,000 | 469,000 | 716,000 | 964,000 |
| Noninterest expense | 1,212,000 | 2,486,000 | 3,809,000 | 5,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 758,000 | 1,466,000 | 2,031,000 | 2,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 758,000 | 1,466,000 | 2,031,000 | 2,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,149,000 | 24,403,000 | 24,801,000 | 23,707,000 |