Call reports 2020
AMERICAN BANK & TRUST COMPANY — 2020
What AMERICAN BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 187,537,000 | 208,932,000 | 207,883,000 | 232,862,000 |
| Total loans | 135,545,000 | 142,102,000 | 142,961,000 | 139,664,000 |
| Allowance for loan losses | 1,489,000 | 1,503,000 | 1,518,000 | 1,533,000 |
| Securities available for sale | 25,857,000 | 23,800,000 | 20,888,000 | 20,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,543,000 | 179,857,000 | 178,557,000 | 204,184,000 |
| Interest-bearing deposits | 98,943,000 | 103,460,000 | 103,515,000 | 128,236,000 |
| Noninterest-bearing deposits | 60,600,000 | 76,397,000 | 75,042,000 | 75,948,000 |
| Equity capital | 23,945,000 | 25,093,000 | 25,279,000 | 24,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,023,000 | 4,313,000 | 6,121,000 | 7,915,000 |
| Interest expense | 217,000 | 412,000 | 596,000 | 754,000 |
| Net interest income | 1,806,000 | 3,901,000 | 5,525,000 | 7,161,000 |
| Noninterest income | 267,000 | 483,000 | 710,000 | 928,000 |
| Noninterest expense | 1,253,000 | 2,496,000 | 3,719,000 | 5,506,000 |
| Provision for loan losses | 51,000 | 66,000 | 81,000 | 96,000 |
| Pretax income | 769,000 | 1,822,000 | 2,435,000 | 2,487,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 769,000 | 1,822,000 | 2,435,000 | 2,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,585,000 | 24,150,000 | 24,224,000 | 23,730,000 |