Call reports 2019
AMERICAN BANK & TRUST COMPANY — 2019
What AMERICAN BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 184,035,000 | 187,935,000 | 187,713,000 | 209,998,000 |
| Total loans | 129,404,000 | 131,628,000 | 134,151,000 | 136,540,000 |
| Allowance for loan losses | 1,361,000 | 1,387,000 | 1,430,000 | 1,443,000 |
| Securities available for sale | 33,978,000 | 33,041,000 | 31,707,000 | 30,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,371,000 | 161,064,000 | 160,065,000 | 182,721,000 |
| Interest-bearing deposits | 97,651,000 | 99,072,000 | 95,772,000 | 121,023,000 |
| Noninterest-bearing deposits | 60,720,000 | 61,992,000 | 64,293,000 | 61,698,000 |
| Equity capital | 22,222,000 | 23,035,000 | 23,659,000 | 23,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,920,000 | 3,902,000 | 5,956,000 | 8,001,000 |
| Interest expense | 181,000 | 376,000 | 588,000 | 814,000 |
| Net interest income | 1,739,000 | 3,526,000 | 5,368,000 | 7,187,000 |
| Noninterest income | 247,000 | 675,000 | 978,000 | 1,254,000 |
| Noninterest expense | 1,238,000 | 2,485,000 | 3,798,000 | 5,626,000 |
| Provision for loan losses | 27,000 | 77,000 | 125,000 | 140,000 |
| Pretax income | 733,000 | 1,651,000 | 2,435,000 | 2,687,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 733,000 | 1,651,000 | 2,435,000 | 2,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,178,000 | 22,614,000 | 23,130,000 | 22,835,000 |
| Total capital | 23,539,000 | 24,001,000 | 24,560,000 | 24,278,000 |
| Risk-weighted assets | 126,214,000 | 127,480,000 | 128,712,000 | 130,049,000 |