Call reports 2018
AMERICAN BANK & TRUST COMPANY — 2018
What AMERICAN BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 186,444,000 | 184,645,000 | 178,992,000 | 191,628,000 |
| Total loans | 117,368,000 | 119,024,000 | 124,744,000 | 127,570,000 |
| Allowance for loan losses | 1,344,000 | 1,353,000 | 1,360,000 | 1,353,000 |
| Securities available for sale | 48,568,000 | 49,373,000 | 41,643,000 | 35,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,214,000 | 160,731,000 | 154,423,000 | 167,950,000 |
| Interest-bearing deposits | 100,978,000 | 96,835,000 | 92,878,000 | 109,333,000 |
| Noninterest-bearing deposits | 61,236,000 | 63,896,000 | 61,545,000 | 58,617,000 |
| Equity capital | 20,669,000 | 20,992,000 | 21,239,000 | 21,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,665,000 | 5,577,000 | 7,477,000 |
| Interest expense | 108,000 | 212,000 | 320,000 | 456,000 |
| Net interest income | 1,710,000 | 3,453,000 | 5,257,000 | 7,021,000 |
| Noninterest income | 264,000 | 532,000 | 814,000 | 1,118,000 |
| Noninterest expense | 1,239,000 | 2,509,000 | 3,763,000 | 5,749,000 |
| Provision for loan losses | 36,000 | 42,000 | 48,000 | 54,000 |
| Pretax income | 699,000 | 1,434,000 | 2,346,000 | 2,339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 699,000 | 1,434,000 | 2,346,000 | 2,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,940,000 | 21,335,000 | 21,997,000 | 21,464,000 |
| Total capital | 22,284,000 | 22,688,000 | 23,357,000 | 22,817,000 |
| Risk-weighted assets | 117,515,000 | 119,307,000 | 123,252,000 | 124,161,000 |