Call reports 2017
AMERICAN BANK & TRUST COMPANY — 2017
What AMERICAN BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 191,085,000 | 188,783,000 | 185,703,000 | 199,515,000 |
| Total loans | 117,865,000 | 117,978,000 | 116,332,000 | 119,418,000 |
| Allowance for loan losses | 1,329,000 | 1,317,000 | 1,315,000 | 1,316,000 |
| Securities available for sale | 49,504,000 | 49,726,000 | 50,970,000 | 51,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,404,000 | 162,511,000 | 159,337,000 | 173,977,000 |
| Interest-bearing deposits | 99,850,000 | 100,846,000 | 97,296,000 | 109,013,000 |
| Noninterest-bearing deposits | 65,554,000 | 61,665,000 | 62,041,000 | 64,964,000 |
| Equity capital | 20,274,000 | 20,987,000 | 21,337,000 | 20,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,492,000 | 5,254,000 | 7,021,000 |
| Interest expense | 109,000 | 219,000 | 317,000 | 396,000 |
| Net interest income | 1,618,000 | 3,273,000 | 4,937,000 | 6,625,000 |
| Noninterest income | 251,000 | 520,000 | 801,000 | 1,071,000 |
| Noninterest expense | 1,212,000 | 2,456,000 | 3,686,000 | 5,412,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 633,000 | 1,322,000 | 2,036,000 | 2,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 633,000 | 1,322,000 | 2,036,000 | 2,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,630,000 | 19,963,000 | 20,483,000 | 20,266,000 |
| Total capital | 20,959,000 | 21,280,000 | 21,798,000 | 21,582,000 |
| Risk-weighted assets | 117,183,000 | 117,589,000 | 117,433,000 | 120,793,000 |