Call reports 2016
AMERICAN BANK & TRUST COMPANY — 2016
What AMERICAN BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 181,510,000 | 179,422,000 | 180,299,000 | 205,818,000 |
| Total loans | 107,296,000 | 111,302,000 | 114,398,000 | 116,133,000 |
| Allowance for loan losses | 1,284,000 | 1,301,000 | 1,314,000 | 1,341,000 |
| Securities available for sale | 54,387,000 | 55,211,000 | 53,557,000 | 50,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,249,000 | 153,995,000 | 154,237,000 | 181,227,000 |
| Interest-bearing deposits | 98,535,000 | 94,683,000 | 92,140,000 | 115,580,000 |
| Noninterest-bearing deposits | 58,714,000 | 59,312,000 | 62,097,000 | 65,647,000 |
| Equity capital | 19,849,000 | 20,823,000 | 21,075,000 | 19,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,297,000 | 4,993,000 | 6,716,000 |
| Interest expense | 98,000 | 197,000 | 274,000 | 383,000 |
| Net interest income | 1,527,000 | 3,100,000 | 4,719,000 | 6,333,000 |
| Noninterest income | 248,000 | 510,000 | 774,000 | 1,043,000 |
| Noninterest expense | 1,141,000 | 2,326,000 | 3,532,000 | 5,253,000 |
| Provision for loan losses | 60,000 | 79,000 | 106,000 | 133,000 |
| Pretax income | 574,000 | 1,205,000 | 1,855,000 | 1,990,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 574,000 | 1,205,000 | 1,855,000 | 1,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,532,000 | 18,827,000 | 19,291,000 | 18,997,000 |
| Total capital | 19,816,000 | 20,128,000 | 20,605,000 | 20,338,000 |
| Risk-weighted assets | 114,565,000 | 118,251,000 | 120,864,000 | 122,088,000 |