Call reports 2015
AMERICAN BANK & TRUST COMPANY — 2015
What AMERICAN BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 178,198,000 | 176,886,000 | 171,499,000 | 191,196,000 |
| Total loans | 93,271,000 | 95,106,000 | 102,678,000 | 104,316,000 |
| Allowance for loan losses | 1,265,000 | 1,138,000 | 1,172,000 | 1,210,000 |
| Securities available for sale | 55,655,000 | 58,168,000 | 58,470,000 | 55,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,357,000 | 155,259,000 | 148,161,000 | 168,285,000 |
| Interest-bearing deposits | 92,526,000 | 94,675,000 | 89,348,000 | 108,539,000 |
| Noninterest-bearing deposits | 63,831,000 | 60,584,000 | 58,813,000 | 59,746,000 |
| Equity capital | 18,907,000 | 18,234,000 | 19,308,000 | 18,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,068,000 | 4,679,000 | 6,305,000 |
| Interest expense | 73,000 | 156,000 | 245,000 | 335,000 |
| Net interest income | 1,467,000 | 2,912,000 | 4,434,000 | 5,970,000 |
| Noninterest income | 217,000 | 451,000 | 776,000 | 1,046,000 |
| Noninterest expense | 1,105,000 | 2,153,000 | 3,385,000 | 5,104,000 |
| Provision for loan losses | 48,000 | 96,000 | 111,000 | 171,000 |
| Pretax income | 531,000 | 1,114,000 | 1,714,000 | 1,766,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | 1,114,000 | 1,714,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,661,000 | 17,887,000 | 18,430,000 | 18,069,000 |
| Total capital | 18,865,000 | 19,025,000 | 19,602,000 | 19,279,000 |
| Risk-weighted assets | 96,267,000 | 99,852,000 | 110,344,000 | 112,452,000 |