Call reports 2025
FARMERS BANK — 2025
What FARMERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 624,448,000 | 626,278,000 | 624,922,000 | 667,565,000 |
| Total loans | 364,647,000 | 390,441,000 | 407,109,000 | 402,273,000 |
| Allowance for loan losses | 6,405,000 | 6,473,000 | 6,576,000 | 6,771,000 |
| Securities available for sale | 215,318,000 | 200,616,000 | 185,422,000 | 158,940,000 |
| Securities held to maturity | 5,826,000 | 5,805,000 | 2,197,000 | 2,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,143,000 | 515,945,000 | 519,063,000 | 559,302,000 |
| Interest-bearing deposits | 368,471,000 | 369,647,000 | 368,557,000 | 386,178,000 |
| Noninterest-bearing deposits | 156,672,000 | 146,298,000 | 150,506,000 | 173,124,000 |
| Equity capital | 88,818,000 | 91,691,000 | 95,283,000 | 98,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,026,000 | 14,239,000 | 21,914,000 | 29,955,000 |
| Interest expense | 1,555,000 | 3,169,000 | 4,876,000 | 6,531,000 |
| Net interest income | 5,471,000 | 11,070,000 | 17,038,000 | 23,424,000 |
| Noninterest income | 785,000 | 1,617,000 | 2,453,000 | 3,242,000 |
| Noninterest expense | 3,500,000 | 6,988,000 | 10,429,000 | 14,113,000 |
| Provision for loan losses | -282,000 | -200,000 | -98,000 | 97,000 |
| Pretax income | 2,776,000 | 5,820,000 | 9,011,000 | 12,384,000 |
| Income tax | 658,000 | 1,355,000 | 2,190,000 | 2,962,000 |
| Net income | 2,118,000 | 4,465,000 | 6,821,000 | 9,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,992,000 | 97,338,000 | 99,536,000 | 102,038,000 |
| Total capital | 101,421,000 | 103,025,000 | 105,393,000 | 107,819,000 |
| Risk-weighted assets | 432,116,000 | 453,136,000 | 466,726,000 | 460,458,000 |