Call reports 2022
FARMERS BANK — 2022
What FARMERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 649,054,000 | 640,800,000 | 654,231,000 | 651,678,000 |
| Total loans | 244,327,000 | 279,156,000 | 297,956,000 | 301,342,000 |
| Allowance for loan losses | 5,413,000 | 5,412,000 | 5,424,000 | 5,457,000 |
| Securities available for sale | 320,461,000 | 313,894,000 | 298,871,000 | 290,899,000 |
| Securities held to maturity | 21,449,000 | 21,059,000 | 16,174,000 | 16,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,620,000 | 575,007,000 | 593,976,000 | 588,611,000 |
| Interest-bearing deposits | 430,274,000 | 419,825,000 | 418,953,000 | 419,556,000 |
| Noninterest-bearing deposits | 150,346,000 | 155,182,000 | 175,023,000 | 169,055,000 |
| Equity capital | 67,306,000 | 64,071,000 | 58,305,000 | 61,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,935,000 | 7,622,000 | 12,167,000 | 17,125,000 |
| Interest expense | 248,000 | 480,000 | 703,000 | 945,000 |
| Net interest income | 3,687,000 | 7,142,000 | 11,464,000 | 16,180,000 |
| Noninterest income | 713,000 | 1,414,000 | 2,169,000 | 2,860,000 |
| Noninterest expense | 2,932,000 | 5,901,000 | 8,914,000 | 12,249,000 |
| Provision for loan losses | -750,000 | -750,000 | -750,000 | -750,000 |
| Pretax income | 2,211,000 | 3,383,000 | 5,448,000 | 7,524,000 |
| Income tax | 295,000 | 521,000 | 975,000 | 1,507,000 |
| Net income | 1,916,000 | 2,862,000 | 4,473,000 | 6,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,547,000 | 81,373,000 | 82,864,000 | 84,286,000 |
| Total capital | 84,797,000 | 86,013,000 | 87,773,000 | 89,219,000 |
| Risk-weighted assets | 338,764,000 | 370,308,000 | 392,128,000 | 394,065,000 |