Call reports 2019
FARMERS BANK — 2019
What FARMERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 459,813,000 | 451,283,000 | 461,664,000 | 471,264,000 |
| Total loans | 247,972,000 | 265,435,000 | 268,584,000 | 271,898,000 |
| Allowance for loan losses | 6,111,000 | 6,114,000 | 6,119,000 | 6,142,000 |
| Securities available for sale | 143,939,000 | 134,445,000 | 124,587,000 | 120,190,000 |
| Securities held to maturity | 36,720,000 | 36,583,000 | 30,665,000 | 30,549,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,766,000 | 377,976,000 | 390,460,000 | 400,043,000 |
| Interest-bearing deposits | 289,848,000 | 283,601,000 | 287,775,000 | 296,546,000 |
| Noninterest-bearing deposits | 99,918,000 | 94,375,000 | 102,685,000 | 103,497,000 |
| Equity capital | 68,717,000 | 71,823,000 | 68,893,000 | 70,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,238,000 | 9,366,000 | 13,937,000 | 18,423,000 |
| Interest expense | 226,000 | 517,000 | 825,000 | 1,173,000 |
| Net interest income | 4,012,000 | 8,849,000 | 13,112,000 | 17,250,000 |
| Noninterest income | 528,000 | 1,121,000 | 1,768,000 | 2,352,000 |
| Noninterest expense | 2,604,000 | 5,230,000 | 7,868,000 | 10,671,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,936,000 | 4,741,000 | 7,013,000 | 8,932,000 |
| Income tax | 457,000 | 1,136,000 | 1,670,000 | 1,861,000 |
| Net income | 1,479,000 | 3,605,000 | 5,343,000 | 7,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,882,000 | 71,344,000 | 68,243,000 | 69,851,000 |
| Total capital | 72,696,000 | 75,263,000 | 72,197,000 | 73,847,000 |
| Risk-weighted assets | 302,601,000 | 311,268,000 | 314,030,000 | 317,471,000 |