Call reports 2017
FARMERS BANK — 2017
What FARMERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 440,981,000 | 438,209,000 | 445,640,000 | 457,151,000 |
| Total loans | 181,312,000 | 196,188,000 | 205,496,000 | 208,360,000 |
| Allowance for loan losses | 6,674,000 | 6,682,000 | 6,685,000 | 5,941,000 |
| Securities available for sale | 190,179,000 | 181,248,000 | 176,962,000 | 163,044,000 |
| Securities held to maturity | 45,104,000 | 45,793,000 | 40,905,000 | 41,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,871,000 | 375,456,000 | 381,807,000 | 394,266,000 |
| Interest-bearing deposits | 285,758,000 | 282,575,000 | 280,074,000 | 288,273,000 |
| Noninterest-bearing deposits | 94,113,000 | 92,881,000 | 101,733,000 | 105,993,000 |
| Equity capital | 59,236,000 | 60,535,000 | 61,365,000 | 61,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,366,000 | 6,831,000 | 10,456,000 | 14,103,000 |
| Interest expense | 187,000 | 373,000 | 560,000 | 745,000 |
| Net interest income | 3,179,000 | 6,458,000 | 9,896,000 | 13,358,000 |
| Noninterest income | 565,000 | 1,075,000 | 1,627,000 | 2,150,000 |
| Noninterest expense | 2,574,000 | 5,027,000 | 7,589,000 | 10,311,000 |
| Provision for loan losses | 0 | 0 | 0 | -750,000 |
| Pretax income | 1,170,000 | 2,506,000 | 3,934,000 | 5,947,000 |
| Income tax | 322,000 | 700,000 | 1,110,000 | 1,940,000 |
| Net income | 848,000 | 1,806,000 | 2,824,000 | 4,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,176,000 | 59,307,000 | 60,162,000 | 61,172,000 |
| Total capital | 61,270,000 | 62,570,000 | 63,511,000 | 64,567,000 |
| Risk-weighted assets | 243,481,000 | 257,292,000 | 264,237,000 | 268,688,000 |